22 - The Prince George Citizen - Saturday, August 19, 1995 Homes This Week's Rates 1 2 3 4 5 7 10 6mo. 1 yr. year year year year year year year closed open Bank of B C. 8.125 8375 8.625 8875 8.950 9.375 10.000 8.000 9.125 Bank of Montreal 8.125 8.375 8.625 8.875 8.950 9.375 10.000 8.000 9.125 Bank of Nova Scotia 8.125 8.375 8.625 8.875 8.950 9.375 8.000 9.125 Canada Trust 8.125 8.375 8.625 8.875 8.950 9.375 10.000 8.000 CIBC 8 125 8375 8625 8.875 8.950 9.375 8.000 9.125 Co-Operative Trust 8.125 8.375 8.625 8.875 8.950 9.375 8.000 9.125 Firstline Trust 8.125 8.940 9.190 8.940 9.490 9.690 8.800 Household Trust 10.125 10.250 10.250 10.375 10.375 Investors Group 7.875 8.125 8.375 8.625 8.750 9.375 10.000 7.750 9.125 Montreal Trust 8 125 8.375 8.625 8.875 8.950 9.375 8.000 9.125 MRS Trust 7.900 8.375 8.500 8.700 8.750 7.750 Mutual Life 8.125 8 375 8.625 8.875 8.950 9.375 8.000 9.125 P.G. Savings 8.125 8.375 8.625 8.875 8.950 9.375 10.000 9.125 Royal Bank 8.125 8.375 8.625 8.875 8.950 9.375 10.000 8.000 9.125 Sunlife Trust 8.125 8375 8.625 8.875 8.950 9.125 Toronto Dominion 8.125 8.375 8.625 8.875 8.950 9.375 10.000 8.000 9.125 Above rates are supplied by the MOR'IXjAGE CENTRE, which is not responsible for their accuracy. 8.45% 5 YEAR CLOSED MORTGAGE SPECIAL AVAILABLE NOW!!!! 7.5% 6 MONTH CLOSED MORTGAGE SPECIAL AVAILABLE NOW!!!! TO OBTAIN LOWER THAN POSTED BANK RATES THROUGH COMPETET1VE BIDDING CALL: Curtis G. Cannon, Licensed Mortgage Counsellor Ph. 564-6026 MONTHLY MORTGAGE RATE CALCULATOR (PER $1,000 OF LOAN) Years 7.5% 8.0% 8.5% 9.0% 9.5% 10.0% 10.5% 11.0% 5 19.97 20.20 20.43 20.66 20.90 21.13 21.36 21.60 10 11.80 12.05 12.31 12.56 12.82 13.08 13.35 13.61 15 9.19 9.47 9.75 10.03 10.31 10.60 10.89 11.19 20 7.97 8.27 8.57 8.87 9.18 9.49 9.81 10.13 25 7.30 7.62 7.94 8.26 8.59 8.92 9.26 9.59 Example: $50,000 mortgage at an interest rate of 10% Amortized over 15 years is 50 x 10.60 = $530.00 per month Amortized over 20 years is 50 x 9.49 = $474.50 per month Amortized over 25 years is 50 x 8.92 = $446 per month Payments DO NOT include property taxes and are APPROXIMATED. Neat edges make attractive gardens Citizen Marketplace 562-6666 by Canadian Press Nice gardens need neat edges. Bricks, boards, rocks or just about anything can be used to separate grass from garden. Edging is attractive, helps contain border plants that can spill onto the lawn and helps control weeds. But some warnings are necessary before choosing an edging. Pressure-treated lumber will probably last forever but it must be handled with care. Wear gloves when carrying or working with the wood. Old railway ties aren’t forbidden but scientists in the departments of Health and Environment suggest picking something else since they still contain poisonous compounds — otherwise the wood would have disintegrated by now. Still, gardeners have other choices. ■ A sod edging with no other decoration is the first but not necessarily the simple option. Keep grass trim with sharp clippers. Using mulch will check the spread of unwanted weeds and stray grass from invading the flowers. ■ Black plastic edging material is sold in rolls — and it’s cheap right now since some stores are selling off their stock. Virtually invisible once in the ground, the plastic is about as deep as the hand is wide. Unwind the roll and leave the plastic in the sun so it’s more flexible. Insert a shovel or spade for thin trench, then push in the plastic bit by bit. Trying working with it after a rain when the soil is easier to press back. Best to keep the top of the edging at ground level so the lawn mower can trim the surrounding grass without dislodging anything. ■ Bricks come in all shapes and colors. Old rectangular bricks may even come free for bargain hunters who’ve spotted a place under renova- tion. Some decorative interlock is designed with a flat bottom for edging. The trick is choosing an option that won’t mean more work later. A raised brick or rock edge is best along a garden bordering a driveway or path. Otherwise, it’s best to the keep the brick close to the ground. Cutting and trimming grass around individual bricks sitting above the lawn is finicky work. ★ ★ ★ Pressure-treated wood is preserved with toxic chemicals used to protect it against wood-munching pests. Rules for safe handling and use: ■ Wear gloves when handling and cutting the wood. ■ Wash exposed skin thoroughly after contact, especially before eating, drinking or smoking. ■ Use goggles and dust mask when cutting or drilling to stop inhalation, absorption. ■ Do not burn in a fireplace or indoor stove. Arctic Roofing Ltd. 829 5th Avenue, Prince George, B.C. 562-8747 ALUMINUM PATIO COVERS • Completely custom designed to your requirements • Many different colour trims available • 31/2” Deep V-pan for strength • Maintenance free • Baked enamel finish s • Fully engineered ° TM SUN LITE DAYLIGHT LIGHTING SYSTEMS From dawn to dusk, the SUNLITE'“ provides natural light, clean and cost effective with zero energy consumption. Blocks UV Rays Guaranteed not to leak No heat loss Less than 3 hour installation time NATURAL LIGHTING LTD. Phone: (604) 561-0828 • Fax: (604) 562-8736 3671 Opie Crescent • Prince George, B.C. • V2N 1B9 New curtains, cushions? Don’t forget lampshade SouthamStar Network If you’re redoing a room with new' curtains or cushions, here’s a simple way to bring everything together so your room looks like it belongs in a decorating magazine. Covering a lampshade with matching material isn’t as difficult as it might look. All you need is a strip of material that’s a little wider than your shade, thread, masking tape and a glue gun. You can also buy bias tape or make your own edging to put around the top and bottom of the shade. You don’t even need to know how to do any fancy stitching because you only use a wide basting stitch to help gather the material. The heat of the light bulb should not affect the glue holding the fabric to the shade. The best part is that if you have material left over from another project, this lampshade project will cost very little. Step 1: Measure the width of the shade and add 5 cm for small shades, 7.5 cm for larger shades. This will be the width of the material you will need. For the length, measure the top (or smaller end) circumference of the shade and multiply this by 2.5. The total should not be any greater than 1.5 times the size of the bottom (or larger end) of the shade. Step 2: Once you have cut your strip of material, fold the long edges over about 1 cm. on each side and iron. Fold the long edges again (about 2 or 3 cm) and iron. Make sure that after the material is folded over again, the width that is left is H .ere's a simple way to bring everything together so your room looks like it belongs in a decorating magazine. just slightly wider than your shade. Step 3: Open the second fold and baste along fold line of both top and bottom. Do not baste all the way to the edge of the material. Stop about 2 cm from the end and, when you cut the thread, leave a good 10 cm hanging loose. You’ll need these thread ends later. Step 4: With wrong sides together, sew width of fabric together about 1 cm from the edge. Be careful not to sew over loose thread ends of basting lines. Step 5: Pull ends of thread on right side of fabric to gather material for the smaller end of the shade. Before you’ve got it to the size you want, slip the material over the shade and continue gathering the material evenly around the shade. Tuck the overlapping material inside the top of the shade. Step 6: Tape down the material on the inside of the shade. Repeat gathering process for other end of the shade, tucking extra material inside. Pull tight and tape down material. Using a small craft glue gun, glue material to shade, removing masking tape as you go. Step 7: This step is optional. If you like the shade as it is at this point, carefully pull out basting stitches, careful to hold material in place. Or, for a contrasting edge, cut two lengths of double fold, extra-wide bias tape, one slightly longer (about 2 cm) than top circumference of the shade and one slightly longer than bottom circumference, Carefully glue around top and bottom rim of the shade. ★ ★ ★ Approximate cost: Less than $5, depending on fabric used. Completion time: Between 45 and 60 minutes. Tips: When gathering material around top and bottom of shade, be patient. It takes a little time to distribute the material evenly. Always start with smaller end of the shade and be sure to pull material tightly against the shade when taping it down and, later, when glueing. SUPPORT THE BLOCK PARENT ASSOCIATION Supported by The Prince George Citizen bOAJ'T MISS OUT! Prince George's beat of the becade! 3 Bedroom Tou/nhomes for only $64,900 Hurry! Limited Time Offer Summer Sizzle FREE Washer 4 Dryer Ask About Our Bonus Give-A-Ways! and Investor Incentives! Don’t Miss Out! 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